Chapter summaries The Bullet That Missed Richard Osman

Chapter 89 Summary, Analysis, and Key Takeaways

⚠️ Spoiler Warning: This guide contains detailed spoilers for the entire novel. Proceed only if you've finished reading or are comfortable knowing the plot.

Summary

Andrew Everton sits alone in his Belmarsh prison cell, segregated from other inmates and locked down for twenty-four hours a day for his own safety. He reflects on the two fatal flaws that brought him here: greed and being too clever. He should have been content with what he had, but instead he turned a plot for a book into a real-life crime—a VAT fraud scheme that seemed simple and victimless. He also regrets sending a bullet to Bethany Waites to scare her off and emailing her to request a meeting. He should have stayed in the shadows; life, he now realizes, is not a book.

Everton recalls how he falsely told Jack Mason and Heather that he had murdered Bethany. This was a calculated blackmail move: he used the coastguards' advice that if a body hasn't washed up within a week, it probably never will, to convince them he had killed her. He also told a man with pebbly glasses that he had killed Bethany, because he believed that was what the man wanted to hear—and that it would lead to payment.

Despite these confessions, Everton insists he has no idea who actually killed Bethany Waites. He knows it wasn't him, and he knows it wasn't Jack Mason, because his blackmail scheme depended on Jack believing Bethany was dead. He also doesn't know where the money from the fraud ended up. He wonders about the man in the glasses and whether Elizabeth Best was everything she seemed. His life began to unravel after he met her.

There is some good news, he thinks. There is no material evidence linking him to Bethany's or Heather's deaths. His solicitor will challenge the eyewitness at Darwell Prison, and he might beat the murder charges. The public is baying for his blood, but the public will move on. He might only be convicted of fraud, serving perhaps five years of a ten-year sentence. He plans to write a series of bestselling books from prison, with titles like “Hard Cell” or “The Wing Man.”

The irony is that in the one murder he actually committed—killing Jack Mason to make it look like suicide—he isn't even a suspect. Jack knew the moment he opened the door. Everton writes down “Death Comes Knocking” as a good title for a future book. If he can beat the murder raps, five years will fly by.

Key Events

  • Andrew Everton is in Belmarsh, segregated and locked down for his own safety.

  • He reflects on greed and being too clever as his fatal flaws.

  • He recalls his VAT fraud scheme and the bullet sent to Bethany.

  • He falsely claimed to Jack and Heather that he murdered Bethany, using coastguard advice about bodies not washing up.

  • He also told a man with glasses he killed Bethany, hoping to get money.

  • Everton admits he doesn't know who actually killed Bethany or where the money went.

  • He notes there is no material evidence linking him to Bethany's or Heather's deaths.

  • His solicitor will challenge the eyewitness at Darwell Prison.

  • He may only be convicted of fraud.

  • He reveals he killed Jack Mason to make it look like suicide, but he isn't a suspect.

Character Development

Andrew Everton emerges as a study in self-deception. He repeatedly calls himself clever, yet he is surrounded by unanswered questions. His rationalizations—that greed and cleverness are unfair flaws, that his crimes were victimless—show a man who refuses to accept responsibility. He sees himself as a writer first, a criminal second, and he clings to the idea that his prison time can be productive. His belief that he can beat the murder charges because there's no material evidence reveals his legal naivety, but also his desperate optimism. The chapter deepens his role as an unreliable narrator of his own life, and it underscores the irony that he is suspected of murders he didn't commit while the one murder he did commit goes unnoticed.

Themes, Symbols, or Motifs

  • Greed and excessive cleverness as fatal flaws: Everton explicitly names these as his downfalls, but he also treats them as virtues, showing how self-awareness can be twisted into self-justification.

  • Life versus fiction: Everton repeatedly compares his crimes to plots for books. He should have trusted his writing instead of acting it out. This motif highlights the danger of blurring reality and imagination.

  • Blackmail with a nonexistent corpse: Everton's scheme to blackmail Jack and Heather using a body that was never there is a clever but ultimately hollow tactic. It symbolizes the emptiness of his power.

  • Irony of wrongful suspicion: Everton is suspected of murders he didn't commit, while the murder he did commit goes unnoticed. This irony underscores the randomness of justice and the limits of human knowledge.

  • Unresolved mystery: Everton's ignorance about Bethany's real killer and the missing money keeps the central mystery alive, even as he sits in prison.

  • Prison writing ambitions: Everton's plans to write books from prison reflect his desire to control his narrative, but also his inability to see the consequences of his actions.

Why This Chapter Matters

This chapter provides a crucial shift in perspective. For the first time, we see the case from Andrew Everton's point of view, and it clarifies his role in the larger plot. He is not Bethany's killer, but he is a manipulator who used her death for profit. The chapter also raises the stakes for the investigation: if Everton didn't kill Bethany, who did? And where did the money go? It reinforces the theme that appearances are deceiving and that even the most confident criminals can be blind to the truth. Everton's fate—possibly only convicted of fraud—sets up a potential outcome that feels both ironic and unsatisfying, which may be exactly the point. This chapter matters because it deepens the mystery while also humanizing (or at least characterizing) a villain who has been mostly off-page until now.

Study Questions and Answers

1. Why does Andrew Everton believe he is being penalized for being too clever?

Everton thinks his cleverness led him to devise a blackmail scheme that was too elaborate. He used the coastguards' advice about bodies not washing up to convince Jack and Heather that he had killed Bethany, but this cleverness backfired because it made him a suspect in murders he didn't commit. He feels it's unfair that his intelligence should be held against him.

2. What does Everton's ignorance about Bethany's real killer reveal about the nature of the mystery?

Everton's lack of knowledge shows that the mystery is deeper than any single character's scheme. He is a manipulator, but he is not the mastermind behind Bethany's death. This suggests that the true killer is still at large, and that the money's whereabouts remain unknown, keeping the investigation open and the reader engaged.

3. How does the chapter use irony to comment on justice?

The central irony is that Everton is suspected of murders he didn't commit, while the one murder he did commit—killing Jack Mason—goes unnoticed. This suggests that justice is imperfect and often based on circumstantial evidence or public perception. It also highlights how a person's reputation can overshadow the truth.

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