Characters Beg, Borrow, or Steal Sarah Adams

Madison Walker: Sister, Mirror, and Catalyst for Change

Overview

Madison “Maddie” Walker is Emily’s middle sister—a brown-haired, dark-eyed, spunky young woman whose decision to pursue a culinary degree in New York sets off an emotional chain reaction in Beg, Borrow, or Steal. Thirteen months apart in age, Emily and Madison grew up as best friends who “fought the most” and “trusted each other the most,” making Madison’s physical and emotional distance from Rome one of the novel’s quietest but most resonant pains. She does not occupy the page as often as the central couple, yet her presence—and her absence—shapes Emily’s arc from guarded self-reliance toward the vulnerability required for love.

Plot Role

Madison serves two distinct narrative functions. First, her departure for New York and subsequent emotional withdrawal activate Emily’s longstanding fear of abandonment. Emily supported the move outwardly but privately hoped Madison would “hate it, and quickly come back.” When Madison instead grows distant—cancelling planned calls, skipping visits, and offering strained text messages—the sting reinforces Emily’s belief that people she loves will inevitably leave.

Second, Madison’s unannounced return home in the novel’s third act transforms her from a source of pain into a catalyst for honesty. Arriving on Emily’s doorstep with bags packed and tears streaming, she confesses that New York has left her feeling like an impostor. That confession unlocks Emily’s own suppressed emotions about her rejected manuscript and her terror of heartbreak with Jack, making the sisters’ reunion a turning point for both women.

Motivations and Traits Shown Through Actions

Madison’s defining trait is a restless hunger for self-definition that collides with deep homesickness. Evidence for this duality appears across multiple chapters:

  • Ambition masked by bravado. When Madison FaceTimes from a bathroom, whispering because “there’s a guy in my bed,” she projects a sexually adventurous, carefree confidence. Yet that same call reveals her reluctance to let her sisters see her struggle—she hides her loneliness behind casual hookups and a refusal to see any man twice.

  • Fear of disappointing her family. Madison admits she “wanted you to think that, because I wanted it to be true”—meaning she manufactured an image of happiness in New York rather than admit she was “the woman who cries on the subway because I miss my truck.” This impulse to protect her family from worry mirrors Emily’s own habit of bottling up pain.

  • A genuine love for cooking. Even amid her misery, Madison’s culinary classes remain a bright spot. She still loves “trying out new recipes in my apartment over the weekends,” which grounds her ambition in something authentic rather than mere escape.

What distinguishes Madison from a simpler homesick-archetype is the novel’s explicit acknowledgment that Emily herself once “kept her chained to Rome by insisting that we all needed to live close together.” Emily pushed Madison toward teaching, toward a life that matched her own. Madison’s departure, then, is not just a bid for independence but a necessary break from family expectations—even as the cost of that break proves higher than she anticipated.

Chronological Arc

Early chapters: distance and deflection. Introduced through a group FaceTime in Chapter Four, Madison appears in a whisper from her bathroom, dodging questions about the man in her bed and deflecting concern with humor. Emily notes that “ever since she moved to New York, I feel her slipping away,” establishing the emotional stakes before the plot fully engages.

Mid-novel: cancelled plans and deepening ache. In Chapter Nine, Emily stocks her house with Madison’s favorite foods in anticipation of a visit, only to receive a phone call cancelling it. Emily forces a chipper tone—“I’m totally fine”—while her shoulders sink, a moment Jack witnesses and files away. The cancellation lands as a small but piercing betrayal, one of several that accumulate throughout the first half of the book.

Climax: the doorstep confession. Madison reappears physically in Chapter Twenty-Six (from Jack’s point of view) and takes center stage in Chapter Twenty-Seven. Her bags are packed, her face is tearstained, and her admission is blunt: “I hate it there. I hate New York.” What follows is the novel’s most sustained sister-to-sister exchange: Emily revives their late grandmother’s hot-chocolate ritual, Madison pours out months of accumulated misery, and the two women finally stop performing strength for each other.

Resolution: mutual encouragement. In a reversal of their earlier dynamic, Emily insists that Madison return to finish her degree: “Madison’s hard, scary thing is New York, and quitting would bring regret.” Madison, in turn, discovers Emily’s rejection email from agent Colette Menton and fiercely urges her sister to keep submitting the manuscript. They pledge ongoing emotional honesty, and by Chapter Twenty-Nine, Madison’s brief visit includes movie afternoons, manicures, and the easy intimacy they had lost.

Epilogue context. While Madison does not appear in the epilogue, her influence reverberates. Emily’s decision to pursue publication—and her willingness to let Jack see her at her most vulnerable—builds on the breakthrough she achieved with Madison during that hot-chocolate night.

Relationships

Emily

The novel’s central sibling relationship. These two women are mirrors: both outwardly competent, inwardly terrified, and expert at deflecting concern. The friction between them arises not from conflict but from mutual protectiveness—each hides her pain to avoid burdening the other. When that wall finally cracks in Chapter Twenty-Seven, the effect is cathartic precisely because the reader has watched them drift apart for so many pages.

Annie and Amelia

Madison’s bonds with her other sisters receive less page time but establish context. Annie’s tenderness and Amelia’s playful bluntness form a family ecosystem in which Madison can be both teased (about her sexual adventures) and cherished (their collective outrage at her cancelled visit). The group dynamic reinforces the found-family and community theme that runs throughout the novel.

James Huxley

Though never developed on-page in this book, a brief reference notes that Emily’s brother’s best friend, James, stared “longingly” at Madison during a wedding. The text does not confirm whether Madison reciprocates or even notices, but the detail plants a seed for readers familiar with Adams’s interconnected universe.

Key Decisions and Consequences

Decision: Move to New York for culinary school. Consequence: Gains professional training and a genuine love for her craft, but loses daily connection to her family and struggles with impostor syndrome so severe she cries “alone in my bed at night.”

Decision: Hide her unhappiness from Emily. Consequence: Deepens the emotional distance between the sisters, compounding Emily’s abandonment fears and delaying the mutual support both women need.

Decision: Fly home without warning. Consequence: Catalyzes the novel’s most important sisterly conversation. By admitting her misery, Madison gives Emily permission to admit her own—creating a domino effect that ultimately helps Emily risk vulnerability with Jack.

Decision: Return to New York and finish her degree. Consequence: The text implies she does so not with naïve optimism but with a clearer-eyed commitment to doing “the hard, scary thing.” This reframes her arc as one of persistence rather than flight.

Theme and Symbol Connections

Vulnerability as Strength

Madison’s arc demonstrates the vulnerability-as-strength theme in a different register than the central romance. Where Emily must learn to let Jack see her pain, Madison must learn to let Emily see hers. Both women discover that admitting weakness forges a stronger bond than performing strength ever did.

Breaking Generational Cycles

The hot-chocolate ritual inherited from their grandmother represents breaking generational cycles of emotional reserve. Their grandmother was “a very private lady” who kept her secrets close; Emily and Madison, by contrast, use the ritual to finally speak honestly. The mug of hot chocolate becomes a symbol not of comfort through silence, but of comfort through confession.

Fear of Abandonment

Madison’s move triggers Emily’s fear of abandonment directly, reactivating the wound left by their parents’ deaths and Liam’s departure. The novel treats Madison’s geographic distance not as a betrayal but as a catalyst that forces Emily to confront a fear she has buried since senior year of high school.

Five Book-Specific Questions and Answers

  1. Why does Madison’s move to New York affect Emily so deeply when their other siblings handle it better? Emily and Madison are only thirteen months apart and have historically been each other’s closest confidante. Emily also has a documented history of abandonment—her parents’ deaths, Liam’s secret departure—that makes any loved one’s physical or emotional withdrawal feel catastrophic. Annie and Amelia, by contrast, are either more temperamentally independent or have partners who fill the gap.

  2. What does Madison’s confession about crying on the subway reveal that her earlier behavior concealed? Her earlier behavior—casual hookups, cancelled calls, strained texts—projected a woman too busy and adventurous to need home. The subway confession reveals the truth: she has been deeply lonely, feels like “a country bumpkin who will never belong,” and has been performing happiness so convincingly that even Emily believed it.

  3. How does the hot-chocolate ritual function as more than simple comfort in this story? The ritual descends from their grandmother, a private woman who used it to draw out others’ emotions without revealing her own. When Emily revives it for Madison, she inverts the tradition—and then Madison reciprocates by pushing Emily to share her own pain about the manuscript rejection. The ritual becomes a vehicle for mutual vulnerability rather than one-sided soothing.

  4. Why does Emily insist Madison return to New York instead of letting her stay home? Emily recognizes her own earlier pattern: she once “chained” Madison to Rome out of a need to keep the family close. Letting Madison stay now, after one crisis, would repeat that pattern under the guise of comfort. Emily’s insistence that Madison finish her degree is an act of love that prioritizes Madison’s long-term growth over Emily’s short-term emotional security.

  5. In what specific way does Madison’s visit influence Emily’s decisions about Jack? The chapter closes with Emily wondering whether “letting Jack in could feel as healing as this sisterly moment.” Madison’s raw honesty shows Emily what emotional openness looks like without catastrophic consequences. Although Emily’s fear does not vanish instantly, the visit provides the first concrete evidence that vulnerability can strengthen a bond rather than destroy it—a lesson she carries into the novel’s final act and eventual resolution with Jack.