Chapter 13: Cam – A Painful Phone Call and a New Beginning
⚠️ Spoiler Warning: This guide contains detailed spoilers for the entire novel. Proceed only if you've finished reading or are comfortable knowing the plot.
Summary
Cam finally calls her mother, Lillian, after a week of silence following her abandoned wedding. The phone call is tense—Lillian berates Cam for the embarrassment and the lost financial arrangement that was supposed to secure Riley’s future. Cam reflects on the contract she crafted: an irrevocable trust for Riley that would only activate upon marriage to Graham. Now that the marriage didn’t happen, everything is void. After the call, Cam packs her belongings from Gus’s guest room. She says goodbye to Gus and Riley, then meets Ada and Wes to drive to Graham’s house to collect her things. During the drive, Ada pressures Cam to explain her complicated history with Dusty. Cam admits they dated in high school and that Dusty was her first real friend, but she avoids giving full details. At Graham’s house, Graham apologizes and reveals he called off the wedding because he met someone else. Cam understands—she was settling for a convenient life, not love. She returns the engagement ring, and Graham leaves. Cam is ready to move into the Wilson house, accepting that Dusty will live nearby.
Key Events
- Cam calls her mother Lillian, who scolds her for the failed wedding and the loss of the arranged trust fund for Riley.
- Cam reflects on the contract she made: an irrevocable trust for Riley, contingent on her marriage to Graham.
- She says goodbye to Gus and watches a sleeping Riley before leaving.
- Ada drives Cam to Graham’s house and insists on learning about Cam’s past with Dusty.
- Cam admits she and Dusty dated in high school and that he was her first real friend, but she deflects further questions.
- At Graham’s house, Graham apologizes and explains he called off the wedding because he fell for someone else.
- Cam gives back the engagement ring and agrees to leave the key under the mat.
- Cam accepts that her new home is the Wilson house, despite Dusty living nearby.
Character Development
- Cam: Takes small steps toward facing her past—calling her mother, confronting Graham, and admitting to Ada that her feelings about Dusty are complicated. She also begins to accept her own worth as a mother.
- Ada: Shows growth as a supportive friend, confidently pushing Cam to open up while also respecting boundaries.
- Graham: Reveals honesty and vulnerability, choosing love over a convenient arrangement. He apologizes sincerely.
- Gus: Remains a stabilising presence, asking if Cam is okay and continuing to co-parent with care.
- Lillian (off-page): Represents controlling, conditional love—uses Riley as leverage and dismisses Cam’s autonomy.
Themes, Symbols, or Motifs
- Avoidance: Cam admits she is an “expert avoider” and uses deflection to protect herself from painful emotions.
- Parental Control and Conditional Love: Lillian’s phone call highlights how Cam’s parents treated her as an investment, forcing her to follow strict rules for access to her trust.
- Sacrifice for a Child: Cam’s entire marriage plan was built around securing Riley’s financial future—a trust fund and college paid for, no strings attached.
- Convenience vs. Love: Both Cam and Graham were settling for a partnership that would bring peace from their families, not genuine affection. Graham’s confession about meeting someone else underscores the cost of that choice.
- First Love and Lingering Pain: Cam’s brief mention of Dusty reveals that their high school relationship still impacts her, though she refuses to elaborate.
Why This Chapter Matters
This chapter is a turning point for Cam. She begins to dismantle the protective walls she built after the wedding disaster. The phone call with Lillian forces her to confront her parents’ manipulation and the loss of the trust fund—a major setback in her plan to give Riley freedom. The conversation with Ada clues readers into Cam’s unresolved feelings for Dusty, setting up future tension now that they will live on the same property. Finally, the closure with Graham allows Cam to let go of a hollow future and start building a real one—on her own terms, for herself and Riley.
Study Questions and Answers
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Why does Cam tell Ada she is “apprehensive” about living near Dusty, but insists it has “more to do with me than with Dusty”?
Cam’s apprehension stems from her own unresolved emotions about their high school relationship. She doesn’t blame Dusty for any current feelings; instead, she recognizes that her anxiety is about her own past choices and fears. By saying this, she shows self-awareness but also avoidance—she isn’t ready to fully examine those feelings yet. -
What does the contract for Riley’s trust fund reveal about Cam’s priorities and her relationship with her parents?
The contract shows Cam is willing to make a loveless marriage to secure Riley’s financial independence from their family’s controlling legacy. Unlike Cam’s own trust, which came with strings attached, Cam ensures Riley’s fund is irrevocable and cannot be accessed by anyone but Riley. This reflects Cam’s desire to break the cycle of conditional love and give her daughter the freedom she never had. -
Why does Graham’s apology feel satisfying to Cam, even though she lost her plan?
Graham’s honesty about meeting someone else validates that the marriage would have been a lie. Cam realizes she understands his choice because she herself was giving up love for safety. His regret and sincerity allow Cam to let go without bitterness, and she feels a sense of closure—knowing that neither of them would have been happy in the arrangement.